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This includes statewide enactment as well as the participation of the local municipality. Local municipalities will need to opt into the statewide program. Examples include Colorado, Connecticut, Utah, and Wisconsin. Local municipalities have the option to opt into the statewide program, join existing programs, or create their own. Examples include Kentucky, Michigan, and New York. Local municipalities join existing programs or create their own. Some states provide standards and guidelines for local municipalities while other states leave the entire responsibility to the local municipalities.

Examples include California, Illinois, and Ohio. Is a PACE loan the right option for you. Sign what is finance for our newsletter. Strategies here herein may not be appropriate what is finance you.

Michelle Black. Michelle Lambright Black is a credit expert with over 19 years of experience, a freelance writer and a certified credit expert witness. Rhys Subitch. Rhys Subitch is what is finance Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life.

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