New york department of finance

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Key Takeaways Few schools have courses on managing your money, so it is important to learn how through free online articles, courses, blogs, podcasts, or books. The core areas of managing personal finance include income, spending, savings, investments, and protection. Smart personal finance involves developing strategies that include budgeting, creating an emergency fund, paying off debt, using credit cards wisely, saving for retirement, and much depattment. The five main components are income, spending, savings, investing, and new york department of finance.